retirement

Retirement Plans for the Self-Employed in Arizona

Planning for retirement can feel overwhelming, especially if you’re self-employed. Unlike traditional employees, self-employed individuals do not have access to employer-sponsored retirement plans like 401(k)s. Fortunately though, there are plenty of options available to help you build a comfortable nest egg. If you are in Arizona, here are the different retirement plans for the self-employed, […]

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Arizona Elder Law

Elder law is a highly specialized subject of law. It focuses on issues affecting the elderly and their families. This article about Arizona Elder Law covers estate planning, long-term care, retirement benefits, healthcare, guardianship, and elder abuse. State regulations vary greatly. Elder Law in Arizona   Estate Planning: State-Specific Documents: Arizona recognizes particular forms of

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US Long-Term Care Insurance Benefits

US Long-term care insurance (LTCI) covers assistance with activities of daily living (ADLs). They assist with bathing, dressing, and eating. LTCI provides coverage for nursing homes, assisted living facilities, and in-home care. Understanding LTCI is crucial in a family’s long-term care planning for the elderly. Benefits of Long-Term Care Insurance Financial Protection: LTCI helps ease

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US Retirement Funds: Penalty-Free Early Withdrawals

There are different options for early access to your US retirement funds. Learn how to do this without paying early withdrawal penalties. Roth IRA Contributions Roth IRA contributions may be withdrawn early without penalties or taxes. These contributions are made with after-tax dollars. Remember that any earnings may be subject to taxes and penalties. It

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Difference Between US Medicare And Medicaid

There are some significant distinctions between Medicare and Medicaid in the US: Eligibility Criteria Medicare is available to individuals aged 65 and older. Younger persons with disabilities and those with end-stage renal disease (ESRD) may qualify as well. Medicaid provides health coverage to the people listed below. Low-income individuals Families who meet income and eligibility

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US Social Security Benefits And Retirement

There is a growing concern over the future of Social Security benefits in the US. Payroll taxes now support the Social Security program. It offers benefits to millions of Americans. There are different variables influencing its long-term viability. Demographic Trends The aging population presents a significant challenge to US Social Security. The baby boomer generation

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