When financing a car, the lender technically “owns” part of it until you finish paying off your loan. When payments fall behind, the lender can legally take the car back. This is called repossession. In Arizona, you may receive a car repossession notice, so you will know how to handle things after your car is […]
Car Repossession Notice: What is Required in Arizona? Read More »
If you have ever financed a car in Arizona, you probably remember signing a long list of terms and conditions. Somewhere in there was a clause about what happens if you miss payments. That clause gives your lender certain legal rights, including the right to take the car back if you default on your loan.
Motor Vehicle Repossession in Arizona Read More »
Will you go to jail if you don’t pay your debts in Arizona? No. Under U.S. law (including Arizona), you generally cannot be jailed simply for not paying private debts such as credit cards, medical bills, or personal loans. Debt and jail are no longer correlated since the abolishment of debtors’ prisons in the 1800s.
Debt and Jail Risk: Will I Go to Jail If I Don’t Pay My Debts in Arizona? Read More »
Worried about being sued for a debt that you cannot pay just yet? Fret not, because as stressful as it may seem, the law still has protections in place. Arizona, like other states, has laws that protect certain property and income from creditors. These protections are called exemptions. The idea is simple: even if you
What Does “Judgment Proof” Mean in Arizona? Read More »
If bills are piling up and you’re losing sleep, you’re not alone. Many people face financial struggles, but there is no reason to feel powerless in your situation. If you live in Arizona, there are options for debt relief that you can explore. When you cannot pay your debts at the moment, here are a
Options for Debt Relief in Arizona: What to Do If You Can’t Pay Your Debts Read More »
Do you know that a creditor can legally collect a debt by requiring your employer to withhold a portion of your earnings and send it directly to them? Fortunately, if you are working in Arizona, you can challenge a wage garnishment if you believe there is something wrong with the process. There are legal steps
How to Object to a Wage Garnishment in Arizona Read More »
Debt collection can easily overwhelm debtors, especially when keeping track of payables. If you are in Arizona, know that there are safeguards in place to protect you. Here is a guide to help you deal with debt collectors, collection agencies, and debt buyers: Who Are the Key Parties Involved in Debt Collection? Debt Collectors These
Debt Collectors: A Guide to Debt Collection for Arizona Consumers Read More »
Unexpected expenses like medical costs, job loss, or an economic crisis can leave you struggling to pay bills. If you are in Arizona, here are a few steps to help you survive your debt dilemma: Know Your Rights Regain control of your financial situation by understanding your rights. Did you know that federal and state
Debt Survival Guide: What to Do When You Can’t Pay Your Bills in Arizona Read More »
Without a clear estate plan, your assets could end up in a string of legal battles. When it comes to estate planning, one of the most helpful things you can do for your loved ones isn’t complicated or expensive—it’s organizing your documents. Imagine your family trying to piece together your financial accounts, medical preferences, or
How to Organize Your Estate Plan in Arizona Read More »
With much of our lives intertwined with online platforms, it only makes sense to include online accounts in estate planning. Going beyond the traditional assets, today’s digital age gives us a considerable digital footprint. Imagine what would happen to your banking app, social media accounts, and cloud storage if the inevitable happens to you? Would
Online Accounts in Arizona: Ensuring Access for Executors and Loved Ones Read More »
