Author name: Marianne

Noncitizens Seeking US Visas, Asylum, Green Cards, or DACA

People seeking better prospects, safety from persecution, or a chance at a better life have long traveled to the United States. To achieve this, noncitizens seeking visas must file for asylum, get a green card, or apply for the Deferred Action for Childhood Arrivals (DACA) program. However, the U.S. immigration system is quite complicated and

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HOA Foreclosure: 11 Ways To Defend Your Home In Arizona

Homeowners’ associations (HOAs) keep residential neighborhoods tidy and orderly. However, disputes between homeowners and HOAs can occasionally get out of hand. When such conflicts escalate, it may result in HOA foreclosure. Understanding your rights and possible defenses is essential if you face the danger of losing your home because of this. In Arizona, common defenses

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Homeowners’ Association Super Liens In Arizona

Homeownership in a planned community or condominium complex often comes with the added responsibility: being part of a homeowners’ association (HOA). HOAs play a crucial role in maintaining the aesthetics, amenities, and common areas of these communities. To fulfill their functions, HOAs collect fees and assessments from homeowners. When homeowners fail to pay these dues,

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Key Aspects Of State Foreclosure Law: 50-State US Chart

In the United States, the issues of foreclosure law can be complicated. For example, rules may vary greatly from state to state. Thus, homeowners must understand the foreclosure procedure in their particular state. Key Aspects of State Foreclosure Laws Judicial vs. Non-Judicial Foreclosure Judicial Foreclosure: In some states, foreclosure proceedings must go through the court

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When Are Prepayment Penalties Allowed In New US Mortgages?

Buying a home is a big financial decision. It often requires getting a mortgage to pay for it. Therefore, you must first understand the terms and conditions before signing a mortgage agreement. Among the conditions, it includes whether the mortgage contains a clause for prepayment penalties. In Arizona, a prepayment penalty is allowed under certain

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US Survivorship: What Happens To A Mortgage When One Spouse Dies?

Handling the financial effects of losing a loved one can be just as tough as handling the emotional effects. One of the financial considerations in survivorship is the outcome of a mortgage. Particularly in places with community property rules like Arizona, there are legal implications. So, what happens to a mortgage in Arizona when one

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