Employers in Arizona are required to carry Workers’ Compensation insurance (workers’ comp) to safeguard their employees from work-related injuries or illnesses. Here’s a summary of the key responsibilities.

Provide Workers’ Comp Insurance

Arizona law mandates that nearly all firms have workers’ compensation insurance. This coverage must be bought from a licensed insurance carrier or self-insured.

Display Compliance Notice

Employers must post the Workers’ Compensation notice in a visible spot at the workplace. It informs employees about their right to Workers’ Compensation benefits. The notice details what to do after a work-related injury as well.

Report Work-Related Injuries

Employers must disclose any workplace injuries to their insurance carrier and the Industrial Commission of Arizona (ICA). They must do this within 10 days of being notified of the incident. Use the Employer’s Report of Injury form.

Cooperate with Investigations

Employers must cooperate with the insurance company and the ICA throughout the claim inquiry process. This includes supplying information about the work environment and accident conditions. They must provide any other information required to evaluate the claim.

Employment and Recovery

Employers are expected to give injured employees the option to return to work. This set-up must be available to those who can undertake light-duty or modified tasks as prescribed by their physician. Employers should make adjustments based on the employee’s medical condition.

Avoid Retaliation

Employers cannot fire, demote, or discriminate against employees who seek workers’ compensation payments. Arizona law prohibits employer retaliation.

Retain Accurate Records

Arizona requires employers to maintain records of workplace injuries and Workers’ Compensation claims. This documentation is necessary to ensure compliance with state requirements. It is useful in the event of a claim dispute as well.

Meeting these requirements is critical for Arizona firms to follow Workers’ Compensation guidelines and protect their employees’ rights. Failure to provide coverage or meet these requirements may result in penalties, fines, and lawsuits from injured workers.