These factors can help you determine whether you qualify, but you should speak with a workers’ compensation attorney for a comprehensive evaluation. Here are some important guidelines to assist in understanding Workers’ Comp benefits eligibility in Arizona:
Employment Status
You must be an employee. Independent contractors generally are not covered. The control, schedule, and duties can influence employment classification.
Work-Related Injury or Illness
Your injury or illness must be directly related to your job. This involves physical injuries (e.g., falls, strains) and occupational diseases caused by working conditions (e.g., respiratory problems from chemical exposure).
Timely Injury Reporting
Employees in Arizona should report injuries to their employers as soon as they occur. This report should ideally be in writing and include specific details about the injury such as when it occurred, and how it pertains to your job. Failure to report quickly may result in denied claims.
Medical Documentation
It is critical that you get medical help and thorough records of your injury. Arizona requires medical records to establish your claim. The documentation must show that your injury or illness is work-related.
Type of Injury/Exclusions
Workers’ compensation often covers a variety of workplace injuries and occupational illnesses. It does not include injuries caused by self-harm, drug/alcohol impairment, or incidents that occur outside of job responsibilities.
Filing a Claim
Employees in Arizona have one year to file a claim with the Industrial Commission of Arizona (ICA) after being injured or diagnosed with a disease. Missing this deadline may preclude you from getting benefits.
Limitations on Certain Injuries
Certain types of injuries, such as mental or emotional stress claims, may have more severe evidentiary standards, especially if there is no direct physical impairment.
Following these guidelines can help you assess your workers’ comp benefits eligibility. It can also increase your chances of filing a successful workers’ compensation claim in Arizona. Consult a workers’ comp attorney for a personalized legal advice.