Traffic accidents are as common as you may think. With millions of vehicles operating throughout our roadways, thousands of crashes occur every day. Information is one way to keep you safer on the road. Hence, we gathered some of the most frequently asked questions about traffic accidents:

Q: What are the most common causes of traffic accidents?

A: Based from the statistics reported by the NHTSA, distracted driving (i.e. texting/phone usage) tops the list of the common causes of traffic accidents. Other reasons also stem from erratic driving behavior such as speeding, reckless driving, and drunk driving. A minimal percentage of crashes are brought about by poor weather and road conditions such as potholes and debris.

Q: How can I avoid getting into traffic accidents?

A: We recommend that you observe road regulations at all times. It will also help a lot if you apply defensive driving techniques. But in general, we advise you to follow these reminders:

• Make sure that you are wearing seatbelt, as well as all of your passengers on board while the vehicle is in motion.
• Obey traffic laws and signals.
• Remain focused on the road, avoid distractions when driving and of course, always stay alert.
• Do not get too close behind the vehicle in front of you. Tailgating is dangerous. Maintaining a safe distance from other vehicles gives you a leeway from sudden breaking.
• Keep your car well-maintained. Regular check ups will help you ensure that the lights, tires, and brakes are in good condition before you hit the road.
• Avoid driving under the influence of drugs or alcohol.
• When driving, take into account the weather and road conditions. Slow down if you must, if the road gets too wet and slippery.

Q: What should I do if I’m in a traffic accident?

A: First, you have to remain calm even if you are a bit shocked. Then, as much as possible (if you are not injured and can move around) do the following:

• Check if anyone is injured, be it your passengers or the other vehicle’s. If someone is hurt, call 911 immediately.
• As much as you can, take photos/videos of the accident scene. Include the car damage, skid marks on the road.
• Exchange names, phone numbers, insurance details, license plate numbers with the other driver. You will need that valuable contact information for claims purposes.
• If you have the energy, move your car to a secure area after taking photos/videos. A safer location away from incoming traffic can help you avoid a second collision.
• Wait for the authorities as they record the incident. A police report can help you in your insurance claims.

Q: How can I file an insurance claim after a traffic accident?

A: If you need to file an insurance claim after a traffic accident, here’s what you can do:

• Contact your insurance company as soon as possible after the accident.
• Provide the details of the accident, including the date, time, and location, as well as any injuries or damage sustained.
• Provide the contact information of the other driver(s) involved, as well as any witnesses.
• Provide photos of the accident scene and any damage.
• Follow the instructions provided by your insurance company, which may include getting an estimate for repairs and providing additional documentation.

Q: What should I do if I’m in a hit-and-run accident?

A: If unfortunately, you were involved in a hit-and-run accident, try to do these steps:

• Ask for help, or try to get the license plate number and a description of the other vehicle, if possible.
• Call the police and report the accident.
• Take photos of the accident scene, including any damage.
• Contact your insurance company to report the accident.
• Seek medical attention immediately.

Q: How can I reduce my risk of being in a hit-and-run accident?

A: These things may help reduce the risk of being in a hit-and-run accident:

• Always wear a seatbelt and make sure all passengers do the same.
• Obey traffic laws and signals.
• Stay alert and avoid distractions while driving.
• Maintain a safe following distance from other vehicles.
• Keep your vehicle in good condition and regularly check your brakes, tires, and lights.
• Avoid driving under the influence of drugs or alcohol.
• Park your vehicle in a well-lit and secure area if possible.