debt

Debt Survival Guide: What to Do When You Can’t Pay Your Bills in Arizona

Unexpected expenses like medical costs, job loss, or an economic crisis can leave you struggling to pay bills. If you are in Arizona, here are a few steps to help you survive your debt dilemma: Know Your Rights Regain control of your financial situation by understanding your rights. Did you know that federal and state […]

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Getting Out Of Financial Trouble During US Inflation

Getting out of financial trouble during US inflation matters immensely as inflation reduces the purchasing power of money. Nowadays, it is increasingly difficult to maintain a fixed standard of living and meet financial obligations. Inflation diminishes the value of savings, lowers earnings, and increases the cost of goods and services. Moreover, it also worsens the

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HOA Foreclosure: 11 Ways To Defend Your Home In Arizona

Homeowners’ associations (HOAs) keep residential neighborhoods tidy and orderly. However, disputes between homeowners and HOAs can occasionally get out of hand. When such conflicts escalate, it may result in HOA foreclosure. Understanding your rights and possible defenses is essential if you face the danger of losing your home because of this. In Arizona, common defenses

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Homeowners’ Association Super Liens In Arizona

Homeownership in a planned community or condominium complex often comes with the added responsibility: being part of a homeowners’ association (HOA). HOAs play a crucial role in maintaining the aesthetics, amenities, and common areas of these communities. To fulfill their functions, HOAs collect fees and assessments from homeowners. When homeowners fail to pay these dues,

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Deficiency Judgments In Arizona: Will You Still Owe Money After The Foreclosure?

While losing your home is already a devastating experience, you might also be concerned about how your financial situation will change after the foreclosure process is over. In some cases, the answer is no, as Arizona law allows for deficiency judgments. This, unfortunately, can leave homeowners still owing money even after the foreclosure. What is

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