Prompt reporting of a work-related injury is crucial in a Workers’ Compensation claim. Late reporting has consequences and may affect the result of your workers’ compensation claim.

Potential Claim Denial

Arizona employees must notify their employers of work-related injuries after the accident. Insurance companies may contend that the delay makes it impossible to confirm that the injury is work-related. This could lead to a denied claim.

Deadline to File a Claim

While prompt notification to your employer is a must, you may still be legally allowed to file a claim even if it’s a bit late. According to Arizona law, a formal claim must be submitted to the Industrial Commission of Arizona (ICA) within a year of the date of the injury or the diagnosis of an occupational sickness. However, note that you risk being permanently denied benefits if you miss this one-year deadline.

Challenges in Proving the Injury

A delayed report may raise questions about the causal connection between your job and the injury. Consequently, employers and insurers may argue that the injury occurred outside of work. It is crucial to have direct witnesses or medical documents from the time of the accident.

Possible Exceptions for Late Reporting

Arizona rarely grants claims with late reporting of injuries. These exclusions, however, are not guaranteed and often call for compelling evidence. Thus, prepare any proof that caused the delay. Also, you have to prove that the injury was debilitating or there were uncontrollable circumstances.

Importance of Medical Records

Keeping medical paperwork relating to the injury to your job is essential in late reporting. Medical records will do the talking for you. Regardless of the reporting delay, medical data that clearly prove the health issue is job-related can help enhance your case.

Finally, seek assistance from a Workers’ Compensation attorney. They can walk you through the procedure and help you present the essential documentation to back up your claim.